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MarriageRecords.org is a for-profit, semi-subscription-based service providing non-FCRA background checks and records to interested parties. Information held on MarriageRecords.org is provided by CIS Nationwide, a database that collects publicly available data. There are subscription-based reports that parties can opt into by paying a regular fee. The service also offers an option to pay per search, and most searches bring different costs.
The information available in this service includes all public records unless they contain personal information that is considered sensitive. This information includes financial details, social security records, credit data, passwords, employment history, and medical, driving, and insurance records. There are two types of searches offered on marriagerecors.org: direct and unlimited. To access the unlimited search, parties must purchase an "Unlimited Search Pass." An unlimited search gives parties access to phone numbers, addresses, age, date of birth, marital status, property records, business searches, neighborhood checks, and reverse I.P. searches. Otherwise, parties can use the direct search to locate public records.
MarriageRecords.org collect users' personal information when they:
- Register for services;
- Subscribe to a mailing list;
- Contact administrators;
- Order products and services.
Information collected includes the name, address, email address, phone number of the user, and all searches performed for 60 days. The site also uses Cookies to collect non-personal information, including the type of browser used, type of operating system, I.P. address, and domain name. The service also notes how many times a user visited the site, what pages the user visited on the site, the amount of time spent viewing the site, how many times the user returned to the site, and search history.
How to Opt Out of MarriageRecords.org
The Fair Credit Reporting Act (FCRA) provides that parties can opt-out of having certain personal information in the service data if:
- They are state, local, or federal law enforcement officer or public official, leading to possible threat if personal information is made available to the public;
- They are the victim of identity theft;
- The user is at risk of physical bodily harm;
- The user possesses evidence proving that the record or records are incorrect or expunged by a court order.
Parties do not need to be members of MarriageRecords.org or CIS Nationwide to opt out of having their information available of the service. Also, parties do not need to make payment for removing one's records from the search results on this service. Parties should only submit one opt-out request per individual. The following information is required for opting out:
- The party's full name, date of birth, current and previous address, phone number, email address, and any applicable court orders.
- A clear, written explanation for the request to opt-out. In the explanation, parties should identify where their data is appearing on public searches and proving themselves as eligible by identifying one of the conditions they fit under for opting out, as previously listed. It can also be helpful to name exactly why the data provided is accurate or harmful.
- A copy of the party's identification, either driver's license or state license for validation purposes.
The following is a step-by-step guide on how to opt-out from having public information available of MarriageRecords.org:
- Gather all of the items in the list mentioned above and form them into a request;
- Parties can send the request either by mail or by fax. If shipping the request by mail, parties must enclose all information in a self-addressed and stamped envelope and mail it to:
Opt-Out Compliance Department
P.O. Box 990142
Boston, MA 02199
3. If requesting an opt-out by fax, parties can submit the information to the CISNationwide Opt Out Compliance Department at 1-888-446-1229
After receiving an opt-out request, the processing time can take up to six weeks. Until the request is fully processed and approved, parties' information may still be searchable. Parties will receive notification of the requests' approval or dismissal, and the website should typically update within 24 hours of approval. If there any issues in opting out, parties can call the CISNationwide Opt Out Compliance Department at 1-888-446-1229 or mail their concerns to:
Opt-Out Compliance Department
P.O. Box 990142
Boston, MA 02199
What Difficulties Exist when Opting Out of MarriageRecords.org
Although directions for opting out of having one's information available on the MarriageRecords.org search are relatively straightforward, the service only accepts requests through fax and mail, rather than online or by email. This requirement can make opting out a more laborious process, as physical copies of each required item are needed for the request to be valid, and there are specific requirements. Requests that are not signed, are collected improperly, or are missing things will not be processed and face immediate dismissal by the Opt-Out Compliance Department. Because shipping through the mail can be unpredictable, requests are often not processed for up to six weeks.
It is also possible that parties who have opted out may still find that their information appears in MariageRecords.org search results. Often, this can happen if the opt-out request failed to include a particular record, making it subject to search. Parties experiencing this error or other problems with the opt-out services provided can contact the CIS Nationwide customer service at privacy@cisnationwide.com.